By Debby Fowles

Locate $Make $Save $Expert Debby Fowles indicates you:Before College-Nine little-known areas to seem for scholarships-13 counsel for successful scholarships-Maximize your eligibility for monetary aid-17 secrets and techniques to save cash on collage housingAt School-Creative how you can keep watch over leisure costs-12 cash-generating ideas-Textbook web content that may prevent money-The secrets and techniques of profitable budgeting-8 warnings approximately scholar loans-Get the simplest jobs on campusAvoid graduating from university with a mountain of debt!

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Self-marketing skills are an added bonus. 134. MAXIMIZE YOUR SCHOLARSHIPS 49 Most scholarship deadlines occur during the fall and winter of your senior year, the same time that college admissions and financial aid applications have to be submitted. Plan ahead and begin your scholarship search early so you can spend the summer before your senior year writing essays and completing scholarship applications. 135. When writing essays for scholarships, first acquaint yourself with the ideals of the organization you’re applying to, then emphasize your own traits that reflect those same ideals.

118. Contact your local chamber of commerce and ask if they know of any member businesses that award scholarships to area students. Contact those businesses directly and ask how to apply. 119. 42 1000 BEST SMART MONEY SECRETS FOR STUDENTS Offbeat Scholarships Some serious scholarship monies are awarded for rather offbeat reasons. One example is the Chick and Sophie Major Memorial Duck Calling Contest in Stuggart, Arkansas, which results in the award of a $1,500 scholarship to a high school student who wins a duck-calling contest by showing proficiency in four calls: hailing, feeding, comeback, and mating calls.

Keep this in mind as you save for college and throughout your college years, and you’ll qualify for more aid. 95. Spend your own assets and income before spending those of your parents. Since you’re expected to pay a larger percentage of your assets than your parents are, depleting your assets first will increase your eligibility for aid. 96. 32 1000 BEST SMART MONEY SECRETS FOR STUDENTS Your parents should avoid taking disbursements from their retirement account to pay for your education, not only because they’re going to need that money for retirement, but also because withdrawals are considered taxable income and will reduce your eligibility for next year’s aid.

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